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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,555 | $227,597-80.0% | $189,575-76.0% | $167,536-72.8% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 27.95% | 78.44%-50.5pp | 64.19%-36.2pp | 478.82%-450.9pp |
| Employer contribution / active EE | $8,302 | $5,316+56.2% | $4,412+88.2% | $4,839+71.6% |
| Participant deferral / active EE | $8,901 | $7,002+27.1% | $6,174+44.2% | $6,342+40.3% |
| Admin fee / account holder | $319 | $11,877-97.3% | $9,806-96.7% | $12,315-97.4% |