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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,488 | $228,395-84.0% | $185,861-80.4% | $158,982-77.0% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 139.24% | 40.82%+98.4pp | 35.96%+103.3pp | 302.99%-163.8pp |
| Employer contribution / active EE | $3,114 | $4,968-37.3% | $4,088-23.8% | $4,763-34.6% |
| Participant deferral / active EE | $8,839 | $6,417+37.7% | $5,634+56.9% | $5,983+47.7% |
| Admin fee / account holder | $932 | $11,869-92.2% | $9,503-90.2% | $11,252-91.7% |