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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,131 | $68,878-79.5% | $120,574-88.3% | $80,935-82.5% |
| Participation rate | 76.7% | 61.7%+15.1pp | 71.9%+4.8pp | 67.7%+9.1pp |
| Annual return | 16.90% | 23.67%-6.8pp | 107.42%-90.5pp | 35.66%-18.8pp |
| Employer contribution / active EE | $1,686 | $2,065-18.3% | $3,471-51.4% | $2,757-38.8% |
| Participant deferral / active EE | $2,488 | $3,189-22.0% | $4,996-50.2% | $4,299-42.1% |
| Admin fee / account holder | $2,179 | $5,782-62.3% | $9,445-76.9% | $6,924-68.5% |