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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,131 | $68,573-79.4% | $120,368-88.3% | $80,874-82.5% |
| Participation rate | 76.7% | 61.6%+15.2pp | 71.9%+4.8pp | 67.6%+9.1pp |
| Annual return | 16.90% | 23.61%-6.7pp | 107.26%-90.4pp | 35.62%-18.7pp |
| Employer contribution / active EE | $1,686 | $2,052-17.8% | $3,465-51.3% | $2,756-38.8% |
| Participant deferral / active EE | $2,488 | $3,174-21.6% | $4,991-50.2% | $4,297-42.1% |
| Admin fee / account holder | $2,179 | $5,734-62.0% | $9,429-76.9% | $6,935-68.6% |