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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,695 | $61,605-84.3% | $112,236-91.4% | $75,173-87.1% |
| Participation rate | 85.7% | 61.7%+24.0pp | 72.4%+13.3pp | 67.2%+18.5pp |
| Annual return | 22.96% | 28.47%-5.5pp | 30.20%-7.2pp | 160.65%-137.7pp |
| Employer contribution / active EE | $2,280 | $2,015+13.1% | $3,431-33.6% | $2,670-14.6% |
| Participant deferral / active EE | $3,139 | $3,108+1.0% | $4,799-34.6% | $4,126-23.9% |
| Admin fee / account holder | $1,238 | $4,862-74.5% | $7,749-84.0% | $5,651-78.1% |