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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,943 | $196,972-92.9% | $182,262-92.3% | $198,609-93.0% |
| Participation rate | 77.8% | 85.7%-7.9pp | 84.2%-6.4pp | 82.4%-4.6pp |
| Annual return | 54.10% | 158.27%-104.2pp | 140.60%-86.5pp | 202.70%-148.6pp |
| Employer contribution / active EE | $1,580 | $5,364-70.6% | $5,046-68.7% | $5,055-68.8% |
| Participant deferral / active EE | $5,909 | $8,643-31.6% | $8,276-28.6% | $6,977-15.3% |
| Admin fee / account holder | $1,440 | $18,429-92.2% | $16,712-91.4% | $19,030-92.4% |