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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,943 | $162,136-91.4% | $152,301-90.8% | $154,746-91.0% |
| Participation rate | 77.8% | 84.1%-6.3pp | 82.4%-4.7pp | 80.7%-2.9pp |
| Annual return | 54.10% | 91.02%-36.9pp | 80.50%-26.4pp | 172.34%-118.2pp |
| Employer contribution / active EE | $1,580 | $4,890-67.7% | $4,624-65.8% | $4,379-63.9% |
| Participant deferral / active EE | $5,909 | $8,341-29.2% | $8,004-26.2% | $6,730-12.2% |
| Admin fee / account holder | $1,440 | $15,759-90.9% | $14,398-90.0% | $14,365-90.0% |