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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,022 | $109,872-63.6% | $98,483-59.4% | $167,536-76.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 27.99% | 1959.31%-1931.3pp | 1494.38%-1466.4pp | 478.82%-450.8pp |
| Employer contribution / active EE | $4,719 | $3,225+46.3% | $2,961+59.4% | $4,839-2.5% |
| Participant deferral / active EE | $13,448 | $4,673+187.8% | $4,276+214.5% | $6,342+112.0% |
| Admin fee / account holder | $347 | $6,757-94.9% | $5,953-94.2% | $12,315-97.2% |