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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,117 | $92,743-72.9% | $82,744-69.6% | $134,532-81.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -16.98% | 946.63%-963.6pp | 702.22%-719.2pp | 418.27%-435.2pp |
| Employer contribution / active EE | $4,385 | $3,273+34.0% | $3,008+45.8% | $4,741-7.5% |
| Participant deferral / active EE | $9,668 | $4,802+101.4% | $4,395+120.0% | $6,401+51.0% |
| Admin fee / account holder | $4,229 | $5,977-29.3% | $5,325-20.6% | $11,429-63.0% |