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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,762 | $227,566-51.8% | $189,558-42.1% | $167,518-34.5% |
| Participation rate | 71.4% | 82.5%-11.1pp | 78.5%-7.0pp | 82.1%-10.7pp |
| Annual return | 18.12% | 78.43%-60.3pp | 64.19%-46.1pp | 478.71%-460.6pp |
| Employer contribution / active EE | $16,785 | $5,316+215.8% | $4,412+280.5% | $4,838+246.9% |
| Participant deferral / active EE | $8,811 | $7,002+25.8% | $6,174+42.7% | $6,342+38.9% |
| Admin fee / account holder | $5,199 | $11,881-56.2% | $9,809-47.0% | $12,312-57.8% |