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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,458 | $202,440-43.5% | $169,390-32.4% | $139,466-17.9% |
| Participation rate | 72.7% | 81.1%-8.4pp | 77.2%-4.4pp | 80.3%-7.6pp |
| Annual return | 26.78% | 532.36%-505.6pp | 406.07%-379.3pp | 373.66%-346.9pp |
| Employer contribution / active EE | $5,736 | $4,693+22.2% | $4,013+43.0% | $4,754+20.7% |
| Participant deferral / active EE | $7,249 | $6,940+4.4% | $6,222+16.5% | $6,712+8.0% |
| Admin fee / account holder | $888 | $10,722-91.7% | $9,015-90.1% | $11,409-92.2% |