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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,091 | $58,241-46.6% | $81,780-62.0% | $80,911-61.6% |
| Participation rate | 100.0% | 63.4%+36.6pp | 72.4%+27.6pp | 67.6%+32.4pp |
| Annual return | 16.42% | 41.73%-25.3pp | 776.27%-759.8pp | 35.63%-19.2pp |
| Employer contribution / active EE | $6,915 | $2,343+195.1% | $2,914+137.3% | $2,756+150.9% |
| Participant deferral / active EE | $10,810 | $3,283+229.3% | $4,321+150.2% | $4,297+151.6% |
| Admin fee / account holder | $3,942 | $4,973-20.7% | $7,384-46.6% | $6,935-43.2% |