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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,313 | $57,312-57.6% | $86,617-71.9% | $75,181-67.7% |
| Participation rate | 84.6% | 63.2%+21.4pp | 71.7%+12.9pp | 67.2%+17.4pp |
| Annual return | 44.47% | 2672.78%-2628.3pp | 591.91%-547.4pp | 160.69%-116.2pp |
| Employer contribution / active EE | $1,977 | $2,315-14.6% | $3,023-34.6% | $2,671-26.0% |
| Participant deferral / active EE | $9,791 | $3,319+195.0% | $4,437+120.7% | $4,126+137.3% |
| Admin fee / account holder | $556 | $4,114-86.5% | $5,613-90.1% | $5,650-90.2% |