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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,445 | $183,627-30.6% | $155,602-18.1% | $145,978-12.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 42.95% | 61.32%-18.4pp | 64.81%-21.9pp | 550.52%-507.6pp |
| Employer contribution / active EE | $4,559 | $5,316-14.2% | $4,675-2.5% | $4,662-2.2% |
| Participant deferral / active EE | $16,369 | $6,466+153.2% | $5,629+190.8% | $6,690+144.7% |
| Admin fee / account holder | $452 | $19,327-97.7% | $15,923-97.2% | $13,400-96.6% |