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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,390 | $167,362-58.5% | $143,799-51.7% | $134,532-48.4% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -21.04% | 0.47%-21.5pp | -0.04%-21.0pp | 418.27%-439.3pp |
| Employer contribution / active EE | $3,200 | $5,620-43.1% | $4,952-35.4% | $4,741-32.5% |
| Participant deferral / active EE | $13,667 | $6,447+112.0% | $5,638+142.4% | $6,401+113.5% |
| Admin fee / account holder | $270 | $18,094-98.5% | $14,677-98.2% | $11,429-97.6% |