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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,881 | $29,319-28.8% | $52,425-60.2% | $82,448-74.7% |
| Participation rate | 69.4% | 46.9%+22.6pp | 55.6%+13.8pp | 68.1%+1.4pp |
| Annual return | 25.33% | 535.20%-509.9pp | 302.12%-276.8pp | 41.64%-16.3pp |
| Employer contribution / active EE | $745 | $586+27.1% | $914-18.5% | $2,551-70.8% |
| Participant deferral / active EE | $2,238 | $1,171+91.0% | $1,790+25.0% | $4,139-45.9% |
| Admin fee / account holder | $497 | $1,962-74.7% | $2,495-80.1% | $7,234-93.1% |