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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,280 | $99,995+45.3% | $85,063+70.8% | $145,978-0.5% |
| Participation rate | 0.0% | 74.1%-74.1pp | 67.5%-67.5pp | 80.3%-80.3pp |
| Annual return | 24.21% | 83.99%-59.8pp | 66.54%-42.3pp | 550.52%-526.3pp |
| Employer contribution / active EE | $832 | $3,231-74.3% | $2,727-69.5% | $4,662-82.2% |
| Participant deferral / active EE | $10,166 | $5,295+92.0% | $4,523+124.8% | $6,690+52.0% |
| Admin fee / account holder | $882 | $7,255-87.8% | $6,155-85.7% | $13,400-93.4% |