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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,553 | $96,388-52.7% | $80,627-43.5% | $139,466-67.3% |
| Participation rate | 50.0% | 73.6%-23.6pp | 67.0%-17.0pp | 80.3%-30.3pp |
| Annual return | 28.16% | 1352.08%-1323.9pp | 936.76%-908.6pp | 373.66%-345.5pp |
| Employer contribution / active EE | $1,773 | $3,260-45.6% | $2,723-34.9% | $4,754-62.7% |
| Participant deferral / active EE | $14,995 | $5,224+187.0% | $4,443+237.5% | $6,712+123.4% |
| Admin fee / account holder | $634 | $6,603-90.4% | $5,381-88.2% | $11,409-94.4% |