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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,228 | $39,028-71.2% | $80,741-86.1% | $85,856-86.9% |
| Participation rate | 33.3% | 41.6%-8.2pp | 54.2%-20.8pp | 69.3%-36.0pp |
| Annual return | 21.47% | 26.31%-4.8pp | 87.30%-65.8pp | 318.58%-297.1pp |
| Employer contribution / active EE | $570 | $722-21.1% | $1,160-50.9% | $2,565-77.8% |
| Participant deferral / active EE | $1,660 | $1,326+25.2% | $2,145-22.6% | $3,952-58.0% |
| Admin fee / account holder | $549 | $2,429-77.4% | $3,380-83.8% | $6,261-91.2% |