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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,513 | $29,716+12.8% | $56,077-40.2% | $80,925-58.6% |
| Participation rate | 24.4% | 41.7%-17.3pp | 52.5%-28.1pp | 67.7%-43.3pp |
| Annual return | 12.67% | 35.30%-22.6pp | 1709.28%-1696.6pp | 35.65%-23.0pp |
| Employer contribution / active EE | $501 | $671-25.3% | $1,040-51.8% | $2,756-81.8% |
| Participant deferral / active EE | $1,543 | $1,228+25.6% | $1,954-21.0% | $4,299-64.1% |
| Admin fee / account holder | $480 | $2,432-80.2% | $2,825-83.0% | $6,940-93.1% |