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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,785 | $160,028-89.5% | $147,080-88.6% | $145,884-88.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.85% | 98.60%-78.7pp | 420.17%-400.3pp | 551.85%-532.0pp |
| Employer contribution / active EE | $7,293 | $5,286+38.0% | $4,933+47.8% | $4,662+56.4% |
| Participant deferral / active EE | $5,858 | $8,422-30.4% | $8,066-27.4% | $6,690-12.4% |
| Admin fee / account holder | $1,409 | $15,030-90.6% | $12,989-89.1% | $13,392-89.5% |