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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,785 | $159,934-89.5% | $147,005-88.6% | $145,959-88.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.85% | 98.24%-78.4pp | 418.76%-398.9pp | 561.95%-542.1pp |
| Employer contribution / active EE | $7,293 | $5,287+37.9% | $4,934+47.8% | $4,661+56.5% |
| Participant deferral / active EE | $5,858 | $8,427-30.5% | $8,070-27.4% | $6,689-12.4% |
| Admin fee / account holder | $1,409 | $15,053-90.6% | $13,006-89.2% | $13,398-89.5% |