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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,123 | $27,632-5.5% | $61,399-57.5% | $68,495-61.9% |
| Participation rate | 28.0% | 39.5%-11.5pp | 52.6%-24.6pp | 67.9%-39.9pp |
| Annual return | -19.08% | -13.24%-5.8pp | 338.81%-357.9pp | -7.84%-11.2pp |
| Employer contribution / active EE | $1,038 | $696+49.2% | $1,159-10.4% | $2,596-60.0% |
| Participant deferral / active EE | $1,497 | $1,264+18.5% | $2,124-29.5% | $4,028-62.8% |
| Admin fee / account holder | $38 | $2,010-98.1% | $2,131-98.2% | $5,403-99.3% |