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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,320 | $37,446-27.0% | $77,513-64.8% | $79,852-65.8% |
| Participation rate | 12.5% | 41.5%-29.0pp | 54.2%-41.7pp | 69.6%-57.1pp |
| Annual return | 34.07% | 39.76%-5.7pp | 54.81%-20.7pp | 31.72%+2.3pp |
| Employer contribution / active EE | $1,122 | $637+76.1% | $987+13.7% | $2,471-54.6% |
| Participant deferral / active EE | $874 | $1,261-30.7% | $1,861-53.0% | $3,740-76.6% |
| Admin fee / account holder | $20 | $2,506-99.2% | $2,859-99.3% | $5,306-99.6% |