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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,028 | $75,058+5.3% | $152,301-48.1% | $64,340+22.8% |
| Participation rate | 82.3% | 60.9%+21.4pp | 82.4%-0.1pp | 55.2%+27.1pp |
| Annual return | 17.08% | 29.93%-12.8pp | 80.50%-63.4pp | 24.14%-7.1pp |
| Employer contribution / active EE | $4,576 | $2,605+75.7% | $4,624-1.1% | $1,862+145.8% |
| Participant deferral / active EE | $6,612 | $5,041+31.2% | $8,004-17.4% | $2,980+121.9% |
| Admin fee / account holder | $5,442 | $4,050+34.4% | $14,398-62.2% | $3,703+47.0% |