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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,028 | $88,360-10.6% | $145,433-45.7% | $67,986+16.2% |
| Participation rate | 82.3% | 65.5%+16.8pp | 82.1%+0.2pp | 57.2%+25.1pp |
| Annual return | 17.08% | 63.15%-46.1pp | 66.58%-49.5pp | 31.67%-14.6pp |
| Employer contribution / active EE | $4,576 | $3,054+49.8% | $4,554+0.5% | $2,019+126.7% |
| Participant deferral / active EE | $6,612 | $5,932+11.5% | $7,897-16.3% | $3,358+96.9% |
| Admin fee / account holder | $5,442 | $3,313+64.3% | $13,129-58.5% | $3,203+69.9% |