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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,908 | $105,198-52.6% | $159,455-68.7% | $85,856-41.9% |
| Participation rate | 86.2% | 75.8%+10.4pp | 82.8%+3.4pp | 69.3%+16.9pp |
| Annual return | 12.44% | 45.08%-32.6pp | 263.63%-251.2pp | 318.58%-306.1pp |
| Employer contribution / active EE | $371 | $3,319-88.8% | $4,830-92.3% | $2,565-85.6% |
| Participant deferral / active EE | $3,174 | $5,946-46.6% | $7,353-56.8% | $3,952-19.7% |
| Admin fee / account holder | $3,349 | $6,934-51.7% | $10,800-69.0% | $6,261-46.5% |