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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,185 | $165,399-73.3% | $149,745-70.5% | $158,982-72.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.70% | 348.34%-330.6pp | 276.72%-259.0pp | 302.99%-285.3pp |
| Employer contribution / active EE | $6,396 | $5,105+25.3% | $4,646+37.7% | $4,763+34.3% |
| Participant deferral / active EE | $11,131 | $7,183+55.0% | $6,843+62.7% | $5,983+86.0% |
| Admin fee / account holder | $3,676 | $10,811-66.0% | $9,312-60.5% | $11,252-67.3% |