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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,923 | $150,207+1.8% | $120,380+27.0% | $145,978+4.8% |
| Participation rate | 50.0% | 78.8%-28.8pp | 71.9%-21.9pp | 80.3%-30.3pp |
| Annual return | 13.73% | 154.28%-140.5pp | 107.28%-93.5pp | 550.52%-536.8pp |
| Employer contribution / active EE | $3,483 | $4,351-20.0% | $3,465+0.5% | $4,662-25.3% |
| Participant deferral / active EE | $10,759 | $6,175+74.2% | $4,992+115.5% | $6,690+60.8% |
| Admin fee / account holder | $38,769 | $12,203+217.7% | $9,421+311.5% | $13,400+189.3% |