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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,812 | $141,004-34.2% | $112,273-17.3% | $139,466-33.5% |
| Participation rate | 62.5% | 79.2%-16.7pp | 72.4%-9.9pp | 80.3%-17.8pp |
| Annual return | 17.26% | 32.75%-15.5pp | 30.23%-13.0pp | 373.66%-356.4pp |
| Employer contribution / active EE | $3,959 | $4,285-7.6% | $3,431+15.4% | $4,754-16.7% |
| Participant deferral / active EE | $9,658 | $5,878+64.3% | $4,800+101.2% | $6,712+43.9% |
| Admin fee / account holder | $19,514 | $9,959+95.9% | $7,752+151.7% | $11,409+71.0% |