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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,232 | $76,608-64.5% | $56,077-51.4% | $145,877-81.3% |
| Participation rate | 21.1% | 63.2%-42.2pp | 52.5%-31.4pp | 80.3%-59.2pp |
| Annual return | 32.93% | 3009.59%-2976.7pp | 1709.28%-1676.3pp | 551.28%-518.4pp |
| Employer contribution / active EE | $328 | $1,382-76.3% | $1,040-68.5% | $4,663-93.0% |
| Participant deferral / active EE | $1,492 | $2,624-43.1% | $1,954-23.6% | $6,691-77.7% |
| Admin fee / account holder | $1,147 | $3,325-65.5% | $2,825-59.4% | $13,402-91.4% |