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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,708 | $110,039-91.2% | $97,260-90.0% | $145,884-93.3% |
| Participation rate | 85.0% | 75.9%+9.1pp | 72.7%+12.3pp | 80.3%+4.7pp |
| Annual return | 11.25% | 244.44%-233.2pp | 75.54%-64.3pp | 551.85%-540.6pp |
| Employer contribution / active EE | $2,217 | $3,074-27.9% | $2,721-18.5% | $4,662-52.5% |
| Participant deferral / active EE | $2,273 | $4,674-51.4% | $4,262-46.7% | $6,690-66.0% |
| Admin fee / account holder | $1,411 | $6,204-77.3% | $5,640-75.0% | $13,392-89.5% |