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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,120 | $77,677-36.8% | $109,173-55.0% | $79,391-38.1% |
| Participation rate | 75.0% | 67.8%+7.2pp | 75.9%-0.9pp | 70.7%+4.3pp |
| Annual return | 14.50% | 23.44%-8.9pp | 25.75%-11.3pp | 116.88%-102.4pp |
| Employer contribution / active EE | $1,834 | $2,798-34.5% | $3,723-50.7% | $2,428-24.5% |
| Participant deferral / active EE | $1,285 | $3,517-63.5% | $4,654-72.4% | $4,046-68.2% |
| Admin fee / account holder | $931 | $732+27.0% | $6,755-86.2% | $627+48.5% |