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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,182 | $72,273-48.6% | $101,275-63.3% | $79,856-53.4% |
| Participation rate | 84.9% | 68.5%+16.5pp | 75.8%+9.1pp | 69.6%+15.3pp |
| Annual return | 14.46% | 22.30%-7.8pp | 46.48%-32.0pp | 31.71%-17.2pp |
| Employer contribution / active EE | $2,288 | $2,691-15.0% | $3,660-37.5% | $2,471-7.4% |
| Participant deferral / active EE | $1,328 | $3,282-59.5% | $4,371-69.6% | $3,741-64.5% |
| Admin fee / account holder | $384 | $4,401-91.3% | $5,948-93.6% | $5,306-92.8% |