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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,371 | $72,071-6.5% | $68,368-1.5% | $137,256-50.9% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 21.63% | 353.14%-331.5pp | 292.57%-270.9pp | 220.34%-198.7pp |
| Employer contribution / active EE | $6,540 | $2,788+134.6% | $2,649+146.9% | $4,156+57.4% |
| Participant deferral / active EE | $16,350 | $4,410+270.7% | $4,123+296.6% | $6,407+155.2% |
| Admin fee / account holder | $424 | $5,336-92.1% | $5,150-91.8% | $12,270-96.5% |