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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,711 | $180,749-83.6% | $160,784-81.5% | $137,256-78.4% |
| Participation rate | 66.7% | 80.0%-13.3pp | 77.0%-10.3pp | 80.0%-13.3pp |
| Annual return | 20.61% | 2234.46%-2213.8pp | 1803.92%-1783.3pp | 220.34%-199.7pp |
| Employer contribution / active EE | $1,911 | $4,155-54.0% | $3,733-48.8% | $4,156-54.0% |
| Participant deferral / active EE | $1,942 | $6,844-71.6% | $6,293-69.1% | $6,407-69.7% |
| Admin fee / account holder | $12,752 | $10,397+22.6% | $9,717+31.2% | $12,270+3.9% |