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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,487 | $161,352-91.6% | $134,172-89.9% | $137,256-90.2% |
| Participation rate | 66.7% | 78.3%-11.6pp | 72.5%-5.8pp | 80.0%-13.3pp |
| Annual return | 32.26% | 28.72%+3.5pp | 25.30%+7.0pp | 220.34%-188.1pp |
| Employer contribution / active EE | $1,074 | $4,099-73.8% | $3,420-68.6% | $4,156-74.1% |
| Participant deferral / active EE | $1,932 | $5,552-65.2% | $4,690-58.8% | $6,407-69.8% |
| Admin fee / account holder | $29 | $15,028-99.8% | $12,016-99.8% | $12,270-99.8% |