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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,557 | $201,344-81.8% | $184,243-80.2% | $145,877-74.9% |
| Participation rate | 90.0% | 87.5%+2.5pp | 86.8%+3.2pp | 80.3%+9.7pp |
| Annual return | 15.68% | 29.01%-13.3pp | 28.82%-13.1pp | 551.28%-535.6pp |
| Employer contribution / active EE | $4,617 | $7,022-34.3% | $6,427-28.2% | $4,663-1.0% |
| Participant deferral / active EE | $8,036 | $9,807-18.1% | $9,132-12.0% | $6,691+20.1% |
| Admin fee / account holder | $1,377 | $16,382-91.6% | $13,914-90.1% | $13,402-89.7% |