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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,359 | $197,603-95.8% | $177,827-95.3% | $158,950-94.7% |
| Participation rate | 75.0% | 88.5%-13.5pp | 87.7%-12.7pp | 82.0%-7.0pp |
| Annual return | 15.14% | 58.76%-43.6pp | 48.32%-33.2pp | 302.91%-287.8pp |
| Employer contribution / active EE | $1,997 | $6,698-70.2% | $5,918-66.3% | $4,762-58.1% |
| Participant deferral / active EE | $6,111 | $8,404-27.3% | $7,713-20.8% | $5,983+2.1% |
| Admin fee / account holder | $6,645 | $15,402-56.9% | $12,429-46.5% | $11,248-40.9% |