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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,971 | $185,883-83.9% | $170,043-82.4% | $139,466-78.5% |
| Participation rate | 70.0% | 87.8%-17.8pp | 87.0%-17.0pp | 80.3%-10.3pp |
| Annual return | 25.13% | 60.54%-35.4pp | 53.40%-28.3pp | 373.66%-348.5pp |
| Employer contribution / active EE | $2,571 | $7,596-66.2% | $6,790-62.1% | $4,754-45.9% |
| Participant deferral / active EE | $5,322 | $11,626-54.2% | $10,410-48.9% | $6,712-20.7% |
| Admin fee / account holder | $2,610 | $15,393-83.0% | $12,824-79.6% | $11,409-77.1% |