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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,399 | $88,754-68.0% | $81,820-65.3% | $145,877-80.5% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 13.24% | 1031.77%-1018.5pp | 777.93%-764.7pp | 551.28%-538.0pp |
| Employer contribution / active EE | $959 | $3,085-68.9% | $2,915-67.1% | $4,663-79.4% |
| Participant deferral / active EE | $1,199 | $4,648-74.2% | $4,323-72.3% | $6,691-82.1% |
| Admin fee / account holder | $1,536 | $8,424-81.8% | $7,391-79.2% | $13,402-88.5% |