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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,598 | $103,038-87.8% | $90,324-86.1% | $152,909-91.8% |
| Participation rate | 60.0% | 75.9%-15.9pp | 73.3%-13.3pp | 82.5%-22.5pp |
| Annual return | 36.48% | 95.25%-58.8pp | 78.15%-41.7pp | 345.46%-309.0pp |
| Employer contribution / active EE | $1,946 | $3,141-38.1% | $2,856-31.9% | $4,764-59.2% |
| Participant deferral / active EE | $3,176 | $4,282-25.8% | $3,885-18.3% | $5,851-45.7% |
| Admin fee / account holder | $364 | $6,177-94.1% | $5,356-93.2% | $11,601-96.9% |