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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,190 | $109,872-86.2% | $98,483-84.6% | $167,536-90.9% |
| Participation rate | 66.7% | 75.8%-9.2pp | 73.3%-6.7pp | 82.1%-15.4pp |
| Annual return | 17.42% | 1959.31%-1941.9pp | 1494.38%-1477.0pp | 478.82%-461.4pp |
| Employer contribution / active EE | $2,435 | $3,225-24.5% | $2,961-17.8% | $4,839-49.7% |
| Participant deferral / active EE | $3,907 | $4,673-16.4% | $4,276-8.6% | $6,342-38.4% |
| Admin fee / account holder | $554 | $6,757-91.8% | $5,953-90.7% | $12,315-95.5% |