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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,697 | $225,673-52.3% | $203,872-47.2% | $155,188-30.6% |
| Participation rate | 100.0% | 80.3%+19.7pp | 77.8%+22.2pp | 80.8%+19.2pp |
| Annual return | 14.59% | 95.91%-81.3pp | 85.11%-70.5pp | 148.84%-134.2pp |
| Employer contribution / active EE | $2,270 | $4,099-44.6% | $3,757-39.6% | $4,248-46.6% |
| Participant deferral / active EE | $11,381 | $6,893+65.1% | $6,388+78.2% | $6,531+74.3% |
| Admin fee / account holder | $11,114 | $12,327-9.8% | $11,730-5.3% | $14,480-23.2% |