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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,508 | $190,916-71.4% | $160,037-65.9% | $134,545-59.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -15.81% | 552.79%-568.6pp | 408.95%-424.8pp | 418.37%-434.2pp |
| Employer contribution / active EE | $2,707 | $4,996-45.8% | $4,226-35.9% | $4,742-42.9% |
| Participant deferral / active EE | $10,054 | $6,925+45.2% | $6,184+62.6% | $6,401+57.1% |
| Admin fee / account holder | $1,026 | $10,497-90.2% | $8,716-88.2% | $11,431-91.0% |