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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,236 | $228,395-79.3% | $185,861-74.6% | $158,982-70.3% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 10.90% | 40.82%-29.9pp | 35.96%-25.1pp | 302.99%-292.1pp |
| Employer contribution / active EE | $4,075 | $4,968-18.0% | $4,088-0.3% | $4,763-14.4% |
| Participant deferral / active EE | $17,456 | $6,417+172.0% | $5,634+209.8% | $5,983+191.7% |
| Admin fee / account holder | $767 | $11,869-93.5% | $9,503-91.9% | $11,252-93.2% |