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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,090,949 | $175,259+522.5% | $149,723+628.6% | $139,487+682.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | -36.80% | 166.82%-203.6pp | 134.50%-171.3pp | 373.84%-410.6pp |
| Employer contribution / active EE | $45,452 | $5,478+729.7% | $4,821+842.7% | $4,755+855.9% |
| Participant deferral / active EE | $54,752 | $6,522+739.5% | $5,682+863.5% | $6,713+715.7% |
| Admin fee / account holder | $1,275,732 | $16,158+7795.2% | $13,215+9553.8% | $11,407+11083.4% |