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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,108 | $217,432+39.4% | $185,851+63.1% | $167,553+80.9% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 18.06% | 148.43%-130.4pp | 122.11%-104.0pp | 478.89%-460.8pp |
| Employer contribution / active EE | $8,615 | $5,874+46.7% | $5,168+66.7% | $4,840+78.0% |
| Participant deferral / active EE | $5,608 | $6,357-11.8% | $5,569+0.7% | $6,343-11.6% |
| Admin fee / account holder | $1,872 | $19,820-90.6% | $16,245-88.5% | $12,316-84.8% |