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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,246 | $167,353+60.9% | $143,797+87.2% | $134,545+100.1% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -16.82% | 0.48%-17.3pp | -0.04%-16.8pp | 418.37%-435.2pp |
| Employer contribution / active EE | $8,754 | $5,620+55.7% | $4,952+76.8% | $4,742+84.6% |
| Participant deferral / active EE | $5,782 | $6,447-10.3% | $5,638+2.5% | $6,401-9.7% |
| Admin fee / account holder | $3,709 | $18,096-79.5% | $14,679-74.7% | $11,431-67.6% |