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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,523 | $30,437+92.3% | $56,033+4.4% | $74,459-21.4% |
| Participation rate | 6.6% | 32.9%-26.3pp | 52.5%-45.9pp | 67.2%-60.6pp |
| Annual return | 11.93% | 24.96%-13.0pp | 1711.38%-1699.4pp | 1369.70%-1357.8pp |
| Employer contribution / active EE | $159 | $610-73.9% | $1,041-84.7% | $2,626-93.9% |
| Participant deferral / active EE | $266 | $1,176-77.3% | $1,954-86.4% | $4,350-93.9% |
| Admin fee / account holder | $1,139 | $2,363-51.8% | $2,827-59.7% | $1,945-41.4% |