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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,523 | $34,932+67.5% | $56,441+3.7% | $74,546-21.5% |
| Participation rate | 6.6% | 32.9%-26.3pp | 52.5%-45.9pp | 67.2%-60.6pp |
| Annual return | 11.93% | 24.90%-13.0pp | 1704.21%-1692.3pp | 1366.03%-1354.1pp |
| Employer contribution / active EE | $159 | $608-73.8% | $1,039-84.7% | $2,624-93.9% |
| Participant deferral / active EE | $266 | $1,173-77.3% | $1,953-86.4% | $4,347-93.9% |
| Admin fee / account holder | $1,139 | $2,359-51.7% | $2,829-59.7% | $1,944-41.4% |