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Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,789 | $79,045-80.0% | $100,378-84.3% | $74,429-78.8% |
| Participation rate | 88.3% | 79.4%+8.8pp | 81.5%+6.8pp | 67.2%+21.1pp |
| Annual return | 16.51% | 20.61%-4.1pp | 49.41%-32.9pp | 1368.38%-1351.9pp |
| Employer contribution / active EE | $2,249 | $3,015-25.4% | $3,942-42.9% | $2,625-14.3% |
| Participant deferral / active EE | $3,651 | $7,751-52.9% | $8,087-54.9% | $4,348-16.0% |
| Admin fee / account holder | $23 | $1,335-98.3% | $7,899-99.7% | $1,944-98.8% |