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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,063 | $100,194-66.0% | $122,979-72.3% | $86,983-60.8% |
| Participation rate | 76.0% | 73.0%+3.0pp | 77.2%-1.2pp | 69.5%+6.5pp |
| Annual return | 20.81% | 16.47%+4.3pp | 20.12%+0.7pp | 25.83%-5.0pp |
| Employer contribution / active EE | $27 | $2,326-98.8% | $3,062-99.1% | $2,584-99.0% |
| Participant deferral / active EE | $9,240 | $4,133+123.6% | $5,003+84.7% | $4,194+120.3% |
| Admin fee / account holder | $3,248 | $10,148-68.0% | $12,864-74.8% | $7,856-58.7% |