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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,853 | $108,942-45.1% | $100,415-40.4% | $145,897-59.0% |
| Participation rate | 38.5% | 83.0%-44.5pp | 81.5%-43.1pp | 80.3%-41.8pp |
| Annual return | 13.23% | 58.27%-45.0pp | 49.47%-36.2pp | 552.29%-539.1pp |
| Employer contribution / active EE | $1,394 | $4,422-68.5% | $3,943-64.6% | $4,663-70.1% |
| Participant deferral / active EE | $3,743 | $8,461-55.8% | $8,091-53.7% | $6,689-44.1% |
| Admin fee / account holder | $231 | $9,702-97.6% | $7,906-97.1% | $13,390-98.3% |