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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,325 | $99,995-35.7% | $85,063-24.4% | $145,978-55.9% |
| Participation rate | 16.7% | 74.1%-57.4pp | 67.5%-50.8pp | 80.3%-63.6pp |
| Annual return | 11.24% | 83.99%-72.8pp | 66.54%-55.3pp | 550.52%-539.3pp |
| Employer contribution / active EE | $387 | $3,231-88.0% | $2,727-85.8% | $4,662-91.7% |
| Participant deferral / active EE | $967 | $5,295-81.7% | $4,523-78.6% | $6,690-85.5% |
| Admin fee / account holder | $261 | $7,255-96.4% | $6,155-95.8% | $13,400-98.1% |